Mutual Benefits Corporation helps purchasers of life insurance policy death benefits receive a double-digit, fixed, total return on their purchases.

MBC Viatical and Life Settlements feature:

  • Double-digit, fixed, total returns of up to 72%. 1
  • Payment by America's largest insurance companies rated B+ or better by A.M. Best, upon the maturity of the policy.
  • Each policy is re-underwritten by MBC and the insured's medical records and laboratory reports are reviewed by a state-licensed physician or medical review company.
  • Funds are deposited with MBC's Escrow Agent.
  • When applicable, funds used to pay future premiums through, at a minimum, the insured's estimated life expectancy, are escrowed at the time of closing and are held in an interest-bearing account.
  • This is not a stock market product. The fixed, total return is not subject to the daily fluctuations of the stock and bond markets.
  • Purchasers (and in some cases an appointed Trustee or other designee) become direct beneficiaries and receive payment directly from the insurance company when the policy matures.
  • Funds are held in an interest-bearing escrow account until closing.
  • Purchasers can contract with Viatical Services Inc. (VSI) who tracks the status of the insured and obtains the necessary death certificate, which is sent to the insurance company when the policy matures.
  • MBC settlements are used by IRAs, SEPs, pensions and other retirement programs.
  • A truly valuable program which is humanitarian in its scope.

The Mutual Benefits
Fixed Total Returns

Based on these Life Expectancies

12 month maturity . . . . . . . . . . . . 12%
18 month maturity . . . . . . . . . . . . 21%
24 month maturity . . . . . . . . . . . . 28%
36 month maturity . . . . . . . . . . . . 42%
48 month maturity . . . . . . . . . . . . 50%
60 month maturity . . . . . . . . . . . . 60%
72 month maturity . . . . . . . . . . . . 72%

For example, with a fixed, total return of 42% upon maturity

$25,000 purchase returns $35,500
$50,000 purchase returns $71,000
$100,000 purchase returns $142,000
$1,000,000 purchase returns $1,420,000

For further information on becoming a purchaser, please call Mutual Benefits at 1-800-896-7990, or contact us here.

1. Fixed, total returns are not annualized returns; any annualized return will vary based upon the actual life span of the insured. Consult your financial advisor. This is not an offer to sell, an offer to purchase, or a solicitation for purchase or sale of viatical or life settlements. Not available in all states.

   
Copyright © 2004 Mutual Benefits Corporation