The sale of a life insurance policy is a personal decision. The reasons for selling will vary greatly from one person to another. The one common desire that all of our clients share is that they want to enjoy the financial benefits from their life insurance policy now. Unfortunately, life insurance in its current form does not allow the policyholder this option.

Based on our many years of representing the insured individual we have compiled the following list of most common reasons to sell.

Personal Reasons:

• See the money enjoyed by relatives
• Take a long awaited vacation
• Purchase a luxury item that was never affordable
• Family reunion
• Prepaid college fund
• Go back to school
• Fund alternative healthcare that insurance will not cover
• Upon leaving an employer - sell old group policy

Financial Reasons:

• Pay off debt
• Pay off a house
• Investments in other financial vehicles
• Policy premium no longer affordable
• Start a business
• Fund better healthcare Apply Now